Insurance Of Extracontractual Civil Liability

Protecting heritage is a priority for businesses, families and individuals. For this reason it is important to have a backup insurance that covers the compensation costs generated by material damages or personal injuries caused in the exercise of any profession, trade or economic activity.

The law is very clear as to the obligation of the one who causes damage to another, must offer an economic compensation for the damages caused, and it is in that situation when the assets of the companies or individuals may be affected.

The different insurance companies constituted and legally recognized in the country, have designed the non-contractual civil liability policy offering different coverage options, including an all risk solution, in order to cover the compensation costs that may arise from damages caused by the environment. or to other people.

Civil responsibility

In the exercise of his professional or business activity, damage to third parties may be caused, such as material, corporal or economic losses; and behind a mistake, in addition to reputational risk when exposing a name and a brand, you can also expose your assets. With an insurance for Extracontractual Civil Liability, you protect the assets of your company against third-party claims.

With the Professional Civil Liability Insurance the liability incurred by a natural person within their professional activities is covered. As possible insured we can mention: independent workers, doctors, dentists, lawyers, engineers, consultants, etc.

Management Insurance

Its objective is to compensate the INSURED for the fraudulent handling of money, securities or assets that could be incurred by the company’s personnel, that is, guarantee the loyalty and good management of all its employees.

Fire Insurance

Planned to protect the Insured against loss or damage to property insured property (building and / or contents), as a direct result of Fire and Lightning (Basic Amparo), as well as earthquake, tremor and / or volcanic eruption, asonada , mutiny, crowd or popular strike and strike, misconceived acts of third parties AMIT, extended coverage or amparos extension (typhoon, hurricane, tornado, cyclone, strong winds, hail, aircraft, vehicles and smoke), water damage, anegation, fire and lightning in electrical devices and debris removal, as additional shelters.

Insurance for Theft

Its objective is to compensate the losses or damages suffered by the insured property within the establishments, as a consequence of the act of illegally seizing them, leaving visible evidence of violence or escalation as evidence. Likewise, the losses caused to the insured property are indemnified by individuals who, for the purpose of subtracting such assets, execute violence against the insured or the persons in his service. They also threaten them with imminent danger, provide them with drugs, toxins, etc. to place them in a state of helplessness or deprive them of knowledge, when these people are within the insured risk

Electronic Equipment Insurance

It covers sudden and unexpected damages that occur to electronic equipment, such as: computers, radio and television installations, X-ray equipment, radars, laboratory equipment, telephone exchanges, medical equipment and other equipment that use low current, caused by Fire, Lightning, Explosion, Inherent Fire, Subtraction With Violence, Humidity, Impericia, Negligencia, Sabotage (Basic Amparo), as well as by Earthquake, Asonada, Mutiny, Cilvil or Popular Concussion and Strike, Misunderstood Acts of Third Parties AMIT, Hurricane, Simple Theft (Additional Shelters).

Insurance of Machinery Damage

Covers the equipment and machinery (boilers, compressors, transformers, motors, control panels, machines, tools, generators) insured against damages and breakdowns inherent to their operation caused by incompetence, carelessness, individual sabotage of strangers or the insured’s staff, direct action of electricity, as a result of short circuits, electric arcs, etc., design errors, construction defects and use of defective materials

Securities Transportation Insurance

It grants money in cash or securities (checks, credit card vouchers), against risks that may affect them in their transportation, from the Insured’s facilities to Banks and / or Corporations and / or Suppliers and / or Clients, and vice versa